Homeowner’s insurance is not a legal requirement in the state of Connecticut. However, it is highly recommended to have homeowner’s insurance to protect your home from financial losses caused by unforeseen events such as fire, theft, vandalism, and natural disasters. Additionally, if you have a mortgage, your lender may require you to have homeowner’s insurance as a condition of the loan. Since laws and regulations often change, it is best to consult with a professional about insurance requirements. This paragraph does not constitute legal advice, nor has it been verified by an attorney. Contact us for assistance or visit the State of Connecticut’s FAQs on Homeowners insurance.